Last updated: 02/11/2026
These Terms of Use govern your access to and use of europeanindexer.com (“the website”), owned by Sergio Núñez Santiago. By using the website, you accept these terms. If you do not agree, please do not use the website.
1. Educational content only
All content, including articles, tables and calculators, is provided for general educational purposes. It is not investment, financial, tax or legal advice, and it does not take into account your personal circumstances. Investing involves risk, including the loss of capital. Always do your own research and, where appropriate, consult a qualified, regulated professional. See our Disclaimer.
2. Accuracy of information
Financial products, fees and tax rules change frequently. We try to keep content accurate and up to date and show the date of the latest review where relevant, but we do not guarantee that information is complete, current or error-free.
3. Calculators and tools
Our calculators provide illustrative estimates based on the assumptions you enter. Results are not predictions or guarantees of future returns and should not be relied on as the sole basis for any decision.
4. Advertising and affiliate links
The website is financed by advertising (including Google AdSense) and may contain affiliate links. If you open an account or buy a product through an affiliate link, we may receive a commission at no extra cost to you. This never changes the price you pay. Our editorial opinions are our own, and we clearly identify affiliate links and sponsored content.
5. Acceptable use
You agree not to use the website for any unlawful purpose, not to attempt to interfere with its operation or security, and not to copy or republish substantial parts of our content without written permission. Short quotations with a link to the original article are welcome.
6. Intellectual property
All content on this website is protected by intellectual property rights belonging to Sergio Núñez Santiago or to third parties who have authorised its use.
7. External links
We link to third-party websites for reference. We are not responsible for their content, privacy practices or availability.
8. Limitation of liability
To the extent permitted by law, we are not liable for any loss or damage arising from the use of the website or reliance on its content.
9. Changes
We may update these terms at any time. The current version is always available on this page.
10. Governing law
These terms are governed by Spanish law, without prejudice to any mandatory consumer protection rules of your country of residence. Contact: contact@europeanindexer.com